Not every rental needs a
twelve-month lease.

Sometimes meaningfully more. Sometimes less. Furnished rentals carry higher gross rates and higher costs — furnishing, utilities, internet, cleaning between stays, and vacancy on the calendar. The gross number is the one everybody quotes and the net number is the one that matters. We'll run long-term, mid-term and short-term side by side for your specific address so you can see the actual difference before you spend a dollar furnishing anything.

They get talked about together and they behave nothing alike. Short-term means nightly and weekly stays: the highest rates, constant turnover, and the most exposure to city permit rules. Mid-term means thirty days and longer: lower nightly rate, far steadier occupancy, one turn every few months instead of every few days, and usually a company or an insurer paying the bill rather than an individual. Most owners arrive asking about short-term and end up better served by mid-term.

Four groups, and most owners don't realize the demand exists in their own zip code. Traveling healthcare workers on contracts that commonly run about thirteen weeks. Construction and project crews housed by their employer for the length of a job. Families displaced by a fire or water loss, with the insurer paying for temporary housing during repairs. And people relocating into the area who need somewhere furnished before they buy. In each case the payer is often an organization rather than an individual.

Yes, for both models — furnished is the entire premise. But you're not buying a designer package. What a mid-term guest needs is a real bed, somewhere to work, a functional kitchen, reliable internet and enough seating. We'll walk the property and give you a specific list with a realistic cost range before you commit, so the furnishing budget is part of the decision instead of a surprise after it.

This is the fear that stops most owners, and the honest answer is that stay length does more to solve it than any policy. Somebody booking a house for three months to work a job is a different proposition than somebody booking it for a Saturday night. We screen every booking against the same written criteria in line with fair housing law, set clear house rules, hold a deposit or damage protection, and lean toward longer stays. A thirty-day minimum removes most of the risk people are actually worried about.

That depends on your specific address, and it's worth checking before you plan around it. Short-term rental requirements in the St. Louis area are set city by city — some municipalities require registration or a permit, some restrict it by zoning, and some have changed their rules recently. On top of that, your HOA, your mortgage and your insurance carrier may each have their own restrictions. We check the requirements for your address before anything gets listed, and we'll tell you plainly if the property can't be used the way you're hoping.

Yes, and plenty of owners do — a lake weekend, the holidays, a few weeks in summer. Blocked dates cost occupancy, so the only thing we'll do is show you what a particular block is worth before you commit to it. Sometimes the number changes an owner's mind and sometimes it doesn't. Either way you're deciding with the figure in front of you.